Annuities

Although you may have saved for your retirement with a specific provider, you do not have to take the pension only from them. You may have the choice of an open market option.

The advice of an independent adviser may find you a better rate of pension income for your pension fund by choosing the correct provider for you. Also there may be better rates for a smoker or someone with ill health.

When your annuity is paid it is for life and you cannot afford to make the wrong decision at this important time.