Free initial Advice

There are various ways in which advice can be paid for, Nottingham Insurance Services offers free initial advice and a free appointments system. Of course time has to be paid for in some way or another, after all no one works without reward at the end of the day.

Advice is paid for when business is completed by the payment of a commission to Nottingham Insurance Services from the Insurance Company or provider of the policy to the adviser. Alternatively there can be an agreement to pay for the advice, after the initial advice, by agreement of fees payable by the client.

Commission payment has in the past lead to accusations in the insurance industry that the product that pays the most commission is the one that will be recommended by an adviser. This is not the case as all regulated plans have commission disclosure and comparisons will be shown to the client of the commission payable.

In fact the commission payable is normally very competitive from provider to provider and varies by only small amounts between them for the same product.

Because the initial advice is not charged, it means that the clock is not ticking and there are no worries over the time spent trying to assess your particular needs as a client.

The average client feels happier knowing that as much time will be spent with them as required to resolve their financial needs, if they do not complete business then unless a fee has been chosen by the client and agreed previously then no commission is earned.

When this is the case, the initial contact is hopefully the start of a future longer term business relationship. The initial meeting, once a relationship has been forged is hopefully for the long term benefit of the client and Nottingham Insurance Services.